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The Truth Comes Out about Personal Injury In Britain’s Schools

Posted by – November 21, 2011

Personal injury claims on behalf of British schoolchildren were confirmed to be at an all time high last week, with media coverage from several national newspapers reporting that this marks a dramatic increase on claims made in previous years. The details emerged after a Freedom of Information request was made to Staffordshire County Council by an unidentified member of the public. A spokesperson for the council confirmed that in the last financial year they have been ordered by the Court to pay out in excess of £57,000 in compensation to schoolchildren in the county.

Eleven separate incidents

The largest single sum awarded was in a case involving a child who slipped on wet logs in a play area. Dedicated personal injury solicitors reclaimed £10,000 on her behalf, and several smaller sums on behalf of 10 other children in the Staffordshire area over the course of the financial years. BBC News reports that this figure is slightly lower than the number of recorded claims in the previous year, which totalled 14, but that the overall amount awarded is significantly larger; an increase of over 40% in the last year. The county has over 400 schools, many receiving the highest possible rating of “outstanding” upon inspection by UCAS. Other claims, dismissed by local counsellor Ian Parry who said that “accidents will happen”, included a child hit in the face with a bell, who was awarded over £4,000 by the Court. Another girl made a personal injury claim and was awarded over £5,000 when her arm and wrist became trapped in a trampoline as she folded it away while tidying up after a P.E. lesson.

Over £1.5million in claims

Similarly, it was revealed by Education Minister Angela Smith that in the period 2000-2005 over £1.5million was reclaimed as a result of claims made on behalf of schoolchildren in Northern Ireland alone. An injury compensation claim is often made by a child’s parent or guardian on their behalf. This figure does not take into account almost £300,000 claimed by teaching unions on behalf of Northern Ireland’s teachers in this period for personal injury sustained while on duty. The most frequent claim in this case was work-related stress.

Is the worst yet to come?

Although none of the recent claims were for injuries caused by one pupil to another, this news comes after increased media coverage of knife and gun crime in Britain’s schools. It seems that schools, supposed to be a safe environment for children and adults alike, are not quite as secure and risk-free as we think, as the alarming rise in the number of personal injury claims in the past few years demonstrates.

Understanding the Credit Score Analysis for Securing Better Rating

Posted by – May 14, 2009

Your credit scores play a vital role in helping you get financially established in a market. There are lots of people who do not seem to take interest about their credit status. However, when they are planning to raise a loan or looking to mortgage their property, they really start dealing with the credit score analysis. Before you understand how a credit score can secure you good loan, it is important to understand that how a credit scores analysis actually works. This will help you lead a financially stable and a healthy life.

Credit scores not only provide you an assistance in getting your loans mortgages approved,  but, they also provide a parameter to the credit companies, insurance agencies, landlords and employers and other lenders to evaluate your credit status on the basis of your credit score. Thus, people who lie in the state of bad credit score should try to solve the problem through a rigorous self credit score analysis. This will help them to improve their credit score calculation and take it to a higher level. There are many professionals working in this field who can help you out to fix your credit scores in the most easiest way.

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What Steps Should Be Taken For Rebuilding Your Credit Score?

Posted by – April 23, 2009

There is need to learn various approaches for rebuilding your credit score as low credit score is a serious matter which needs to be solved by a bit of skill. For people having bad credit rating, serious efforts should be devoted  to rebuild credit faster so that they never find themselves in trouble, especially at times when they are floating amidst severe financial crisis. Only a good credit score can help you attain positive goodwill in the market. Good credit score can be used at each and every place i.e. whether it is for raising a loan or for mortgaging your assets. Thus, you should gain some necessary knowledge to maintain your credit score and to rebuild your credit score.

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Posted by – March 18, 2009

Stability is what we all look forward in our lives. Stable credit history is something which even the lenders look forward to. To be neutral towards the credit score changes, try to maintain a good credit history. This will lend some amount of stability to your credit rating. In case you fail to pay serious attention to your credit history or to your credit report, you can see the movement in the graph of credit score up and credit score down with the changing circumstances.

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When Should You Start To Build Credit Score?

Posted by – February 14, 2009

It’s not easy to build the credit scores. To secure a good credit score, you need to follow the financial market discipline, follow step by step each of the debt repayment procedures. Also, you need to have patience in mind. By following all the guidelines related to securing credit and making the repayment, you can start building credit.

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Relationship Between the Credit Reports With Score on Your Credit

Posted by – January 19, 2009

Credit report and credit score provide information about your current status with regards to usage of credit, insurance and other services. They are parameters that help the lenders to measure the height of risk in doing business with you.

The credit report information is used by the lenders to decide that what would be the agreeable amount that can be offered to you as debt. The credit report plays a major role in deciding your numerical score, which is also called as credit score. Such a score usually ranges between 300 and 850. Thus, credit score is based on credit report.

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